Personal Life Insurance

Personal Life Policies

  • What is Personal Income Protection?

    If you get sick or injured and need to take extended time off work, income protection pays you part of your monthly income. It can pay out for a range of conditions including cancer and mental health issues.

    The payout is tax-free and can help you protect your finances while you recover. The money can cover anything, like bills, mortgage repayments, rent and childcare costs. Because you don’t pay tax on your monthly payments, it should replace most of your salary.

  • What is the difference between Income Protection and Life Insurance?

    Income protection pays out a monthly income to replace yours if you're injured or sick, and can't work. It's support for both you and your family.

    Life insurance pays out when you die, or if you're diagnosed with a terminal illness.

  • Do I need to take out Income Protection?

    If you cannot cover your outgoings, whilst sick and not having an income, cannot cover your bills with Government benefits or wouldn’t get sick pay (if you are self-employed) then Income Protection is for you.

    Contact us today for your free, friendly consultation.